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The information provided on this Web site is subject to change and update without notice. Every reasonable effort is made regarding the quality of this Web site; however, Standard Life cannot guarantee the accuracy, completeness or timeliness of information provided.

If you are not a resident of Canada, you are welcome to visit our Web site; however, this Web site and the products and services described herein were developed and are intended exclusively for Canadian residents.

This Web site includes links to third party Web sites that may be of interest to you. Standard Life is not responsible for the accuracy or reliability of information provided on third party Web sites and links to third party Web sites should not be taken as an endorsement of those Web sites by Standard Life. Similarly, links to our Web site from third party Web sites should not be taken as an endorsement by Standard Life of the content or the owners of those Web sites.

Standard Life is committed to respecting your privacy and to maintaining the confidentiality of any information you provide us on our Web sites.

For General information about Privacy protection at Standard Life, please refer to the section Your privacy.

For information on security and confidentiality when using our password-protected Web site, please refer to our VIP Room Terms of Usage.

Standard Life websites use cookies. A "cookie" is a piece of information that is saved to the hard drive of your computer and "remembers" information about the configuration of your computer. There are two common types of cookies, "session cookies" and "persistent cookies". Session cookies store information only for the length of time that you are connected to a website - they are not written onto your hard drive.

The information stored in "persistent cookies" is written onto your hard drive and remains there until the expiry date of the cookie. Standard Life uses persistent cookies to store non-sensitive information that you are aware of and have agreed to. For example, if you choose the "Remember my choice of language" option, your browser will remember and automatically direct you to your chosen language each time you visit our website.

Standard Life also uses "cookies" to track web site activity. None of this is associated with you as an individual and is measured only in aggregate. We use this information to monitor and evaluate the performance of our web sites and to help us create a better user experience.

You can disable the cookies that we attach if your browser supports this. For further information on how to do this, please refer to www.aboutcookies.org. However, you should bear in mind that if you exercise this option, you may be unable to use some of our online services.

We may request information which identifies you personally such as your name, mailing or e-mail address when you contact us by e-mail or if you complete an online questionnaire. We do not collect personal information on our public Web site without your permission. Information collected is used strictly for the purposes for which it is requested and is not shared with outside interests.

The security of e-mail communications to a public Web site cannot be guaranteed. If you wish to send private or confidential information to Standard Life, you are encouraged to do so by other means.

If you have questions about the use of our Web site or would like further information on your privacy and security when using our Web site, please contact us at information@standardlife.ca.