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Universal Life

Perspecta for your family

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Guarantee

All Standard Life individual insurance products are covered by our unique six-month Total Customer Satisfaction Guarantee.



Perspecta for your family

As you and your family go through the various stages of life, your priorities change, and you want to be ready for whatever might happen. With Perspecta's personalized approach, which allows you to choose the mix of insurance and investment that suits your family's needs best, you can be sure that they are taken care of.

You and your family will enjoy the benefits of Perspecta, such as:

  • obtaining the right coverage amount
  • possibility for advance payment*
  • access to cash value for emergencies, and much more.

We also provide you with a selection of investment options that are appropriate for your family's risk tolerance. And Standard Life offers an unconditional, guaranteed Loyalty Bonus for each year your policy remains in force.

Along with the peace of mind it provides, your Perspecta policy can also be used for such things as:

  • increasing your income in later years
  • leaving an estate to your children without them having to worry about taxes
  • insuring your mortgage

You can rest easy knowing that, should the unexpected happen, your family is safe.



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* Subject to certain conditions.




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