Term 10 and Term 20 Renewable and Convertible Insurance

Our Term 10 and Term 20 policies provide level insurance coverage to insurance age 85, with premiums changing every 10 or 20 years, depending on which plan is chosen.

Term 10 and Term 20 can be policies in themselves or riders attached to other term insurance or Perspecta universal life policies. In addition, Protecta Critical Illness riders can be added to Term 10 and Term 20 policies.

You may also choose to convert your Term 10 or Term 20 policy to a permanent Standard Life insurance plan at any time prior to age 65 - without any proof of insurability.

Thanks to our Life Profiles Preferred Rates Program, leading a healthy lifestyle can pay off by getting you preferred rates on Term 10 and Term 20 products. Whether it's for individual or joint protection, or to insure a mortgage or loan for a business, term insurance will meet your needs.

		This is all about Term Insurance with Standard Life This is all about Mortgage Protection with Standard Life This is all about Compassionate Benefit with Standard Life