Products

• Group TFSA
  A Tax-Free Savings Account is an investment vehicle that allows individuals to save money and benefit from a tax-free environment on the earnings generated and on withdrawals.

• Defined Contribution Registered Pension Plan (DC-RPP)
  Providing income based on defined contributions, investment selection and return on investments

• Defined Benefit Registered Pension Plan (DB-RPP)
  A plan where the amount of pension is determined in advance, usually based on a formula

• Simplified Pension Plan (SPP)
  A defined contribution pension plan administered by a financial institution

• Individual Pension Plan (IPP)
  A defined benefit pension plan primarily for senior executives and business owners

• Group RRSP
  Individual RRSPs offered to a group of individuals by a plan sponsor

• Non-Registered Savings Plan (NRSP)
  Plan for additional, non tax-sheltered savings

• Deferred Profit Sharing Plan (DPSP)
  Tax-assisted plan for sharing profits with employees

• Employee Profit Sharing Plan (EPSP)
  Plan for sharing profits with employees in a non tax-sheltered environment

• Retirement Compensation Arrangement (RCA)
  Usually for the funding of a non-registered pension plan, subject to particular tax rules

• Structured RRSP (STRP)
  A Group RRSP to which the employer contributes

• Group Annuities
  A guaranteed amount of income that is paid to the recipient or their survivor for a prescribed period, which can include their lifetime

• Group RRIF/LIF
  A flexible income stream, which allows members to stay invested while receiving a prescribed amount of retirement income