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Ideal Term Funds
Non-Registered Savings & TFSA

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Minimum premiums
Initial premium: $1,000 ($50 for PAD)
Terms of less than 1 year: $5,000
Terms of 1 to 10 years: $1,000
Monthly and quarterly interest payouts: $5,000
Additional premiums to Daily Interest Fund: $250


Rates effective :

Daily Interest Fund Rate : 0.250 %
Date of last rate change: October 21 2010

Redeemable Term Funds
Date of last rate change: February 10 2012

Simple interest paid at maturity
Less than 1 year: 30
days
90
days
180
days
270
days
Up to $24,999 0.300 0.300 0.300 0.300
$25,000 - $49,999 0.300 0.300 0.300 0.300
$50,000 - $99,999 0.300 0.300 0.300 0.300
$100,000 - $249,999 0.300 0.300 0.300 0.300
$250,000 - $499,999 0.300 0.300 0.300 0.300
$500,000 - $999,999 0.300 0.300 0.300 0.300
$1,000,000 and more   Contact your advisor or Standard Life  

1 to 10 years 1
year
2
years
3
years
4
years
5
years
6
years
7
years
8
years
9
years
10
years
Up to $24,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$25,000 - $49,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$50,000 - $99,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$100,000 - $249,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$250,000 - $499,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$500,000 - $999,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$1,000,000 and more Contact your advisor or Standard Life

To determine the interest rate for an unpublished term, use the interest rate for the nearest shorter term.

For simple interest paid to the Daily Interest Fund or to the policyholder (minimum term of 1 year), apply the following interest rate reductions:
- monthly 0.25%
- quarterly 0.15%
- semi-annually 0.10%

Rates and conditions are subject to change without notice.

We encourage you to contact your advisor or nearest Standard Life Regional Centre for additional product information to ensure that you receive the best possible advice to suit your specific needs.