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Ideal Term Funds for Retirement Income Plans
(Not applicable to Portfolio RIFs*)
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Minimum premiums
Initial premium per policy: $10,000
Terms of less than 1 year: $5,000
Terms of 1 year or more: $1,000
Daily interest: $250


Rates effective :
Daily Interest Fund Rate : 0.250 %
Date of last rate change: October 21 2010

Redeemable Term Funds
Date of last rate change: February 10 2012

Less than 1 year: 30
days
90
days
180
days
270
days
Up to $49,999 0.300 0.300 0.300 0.300
$50,000 - $99,999 0.300 0.300 0.300 0.300
$100,000 - $249,999 0.300 0.300 0.300 0.300
$250,000 - $499,999 0.300 0.300 0.300 0.300
$500,000 - $999,999 0.300 0.300 0.300 0.300
$1,000,000 and more   Contact your advisor or Standard Life  

1 to 10 years 1
year
2
years
3
years
4
years
5
years
6
years
7
years
8
years
9
years
10
years
Up to $49,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$50,000 - $99,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$100,000 - $249,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$250,000 - $499,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$500,000 - $999,999 1.100 1.300 1.500 1.600 1.900 1.950 2.000 2.075 2.175 2.250
$1,000,000 and more Contact your advisor or Standard Life

11 to 20 years 11
years
12
years
13
years
14
years
15
years
16
years
17
years
18
years
19
years
20
years
Up to $49,999 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
$50,000 - $99,999 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
$100,000 - $249,999 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
$250,000 - $499,999 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
$500,000 - $999,999 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250 2.250
$1,000,000 and more Contact your advisor or Standard Life

More than 20 years Contact your advisor or Standard Life

To determine the interest rate for an unpublished term, use the interest rate for the nearest shorter term.

Rates and conditions are subject to change without notice.

We encourage you to contact your advisor or nearest Standard Life Regional Centre for additional product information to ensure that you receive the best possible advice to suit your specific needs.

*These rates do not apply to the Portfolio RIF product. For Portfolio RIF rates on additional premiums, please call customer service: 1-888-841-6633.